Will Insurance Cover the Cost of a Medical Wig?
If you have a medical condition such as Alopecia, Trichotillomania or you’re a cancer patient looking for a chemotherapy wig for hair loss, you may have insurance coverage to offset the cost of your medical wig.
Because wigs for cancer patients and other health conditions, are not for cosmetic purposes, they may qualify for reimbursement covered by your health insurance. Many private insurance companies now cover all or some of the cost of a medical wig as long as you have a prescription. It’s not uncommon to receive reimbursement of 80-100% of the cost of a medical wig.
It’s important to know that in order to qualify, most insurance companies, require a qualifying medical diagnosis given by your treating physician which could make you eligible for reimbursement for your medical wig also called Cranial Prosthesis.
When looking over your insurance policy to verify your coverage the information will likely be listed under the section called: Durable Medical Equipment.
Note: Just because you don’t see cranial hair prosthesis listed, it does not automatically mean you don’t have coverage. Approval can be obtained by calling your insurance company and getting a pre-authorization.
When filing your claim for insurance coverage for your medical wig, it’s vital that you use the correct terminology and diagnosis codes assigned by your prescribing physician when submitting your reimbursement claim.
Some common terms for medical wigs include:
- cranial prosthesis (CP)
- hair prosthesis
- cranial hair prosthesis
- extra-cranial prosthesis.
Let us help you find out if you’re covered!
Model Lace Wigs and Hair offers a free consultation and we’d love to speak with you. Meet our caring experienced staff in a private and discreet setting where we can discuss your unique hair loss situation, evaluate your insurance coverage, and answer any questions you may have.
We understand how uncomfortable it can be to talk about hair loss so if you feel more comfortable we can even come to you.